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About You

I confirm that I do not have a Family Loan or equivalent with any other Credit Union *
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I confirm that the Child Benefit (CHB) is in my name *
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Title *
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Date of Birth *
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Martial Status *
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Household Status *
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Employment Status *
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Are you a politically exposed person? *
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Do you pay tax outside of the UK? *
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Your Loan

What is the purpose of the loan? *
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Allocation of Child Benefit

How often do you receive CHB? *
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Income and Expenditure

Frequency
Is part of this paid by housing benefit?
If "£0", is this paid directly from benefits?
Do you gamble regularly? E.g. bingo, lottery, online betting *
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Do you have any other credit? Loans, Credit Cards, Catalogues, "Buy Now Pay Layer", or Other Credit *
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Declarations

Are you experiencing issues managing your existing debt? *
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Have you got any arrears? *
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Do you have any County Court Judgments (CCJs)? *
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Would you experience problems affording the repayments of this loan? *
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Are you in/considering a Debt Management Plan (DMP)? *
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Are you in/considering a Debt Relief Order (DRO)? *
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Are you in/considering an IVA (Individual Voluntary Arrangement)? *
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Have you ever been declared bankrupt? *
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For insurance purposes, have you got any diagnosed critical illnesses? *
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Account Security

This information will help us to verify your account security both in branch and over the phone.

Beneficiary

The person you nominate to receive any savings held in your account and any eligible life insurance (subject to terms and conditions) in the event of your death. Please note, subsequent marriages and civil partnerships will revoke your beneficiary.
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Bank Details

Please provide the bank details where this loan will be processed to if your application is successful. Please be careful when inputting this information as PCCU takes no responsibility for loans issued to the incorrect bank details.

Other

How did you hear about PCCU? *
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Terms & Conditions

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Prior to signing for your Family Loan, we will need the following items:
  1. Most recent bank statement showing your Child Benefit Reference or proof you are in receipt of Child Benefit
  2. Proof that your Child Benefit has been switched over to your account with us, this will likely be proof obtained from your government gateway account
We may also need:
  1. Two forms of I.D that link you to your current address. A picture I.D like a passport or driving license is perfect. However we can accept two letters with your name and address, dated within the last three months. We will inform you if this is required following an electronic identification and verification check.

This application is for new Family Loan & Saving Scheme applicants only. If you are an existing account holder and require a top up application you must apply by clicking on this link . The loans team will not assess any applications from existing account holder submitted through this link.